Insurance Estimates: The #1 Best Company to Hire

5/30/2022 (Permalink)

Contact the preferred vendors at SERVPRO for an estimate!

When your home or business suffers from water, fire, or mold damage, it's essential to get an insurance estimate as soon as possible.

The professionals at SERVPRO of Barrow county understand that hundreds of companies are willing to provide an insurance estimate, but not all are created equal. When choosing a restoration contractor, you want to work with one that knows their way around the claims process and that insurance companies know and trust. SERVPRO of Barrow County is an insurance industry leader in fire and water damage restoration that has the knowledge and expertise to provide an accurate estimate that covers all the necessary repairs.

Your insurance company will use the insurance estimate put together to process your claim. Therefore, you must choose a reputable restoration company to perform the insurance estimate.

The following blog post will explain the insurance claims process and how SERVPRO of Barrow County can help make it as seamless as possible.

What is an insurance estimate?

An insurance estimate is a document put together by a restoration contractor that itemizes the cost of repairs needed to restore your home or business back to preloss condition.

It's essential to have a professional restoration contractor put together your insurance estimate for you; they will have the knowledge and expertise to ensure that all the necessary repairs are scoped appropriately.

 A quality insurance estimate should include: 

• A detailed description of the work that needs to be done
• The estimated cost of each repair
• The estimated total cost of repairs
• The insurance company's name and contact information
• The insurance policy number
• The date of loss
• The adjuster's name and contact information
• The contractor's name and contact information

Remember that your insurance company may not cover the cost of repairs not included in the insurance estimate. 

The insurance claims process

Suppose you recently had a water damage loss at your property. In that case, you will need to contact your insurance company and notify them of the loss. 

Once you have notified your insurance company, they will assign an insurance adjuster to your claim. The insurance adjuster's job is to review your insurance policy and determine what coverage you have for the damages that have occurred. In some cases, the insurance adjuster may come out to your property, inspect the damage, and determine how much it will cost to repair.

But in most cases, your insurance adjuster will review the insurance estimate put together by the restoration contractor you choose and ensure it is accurate and covers all the necessary repairs.

Once the insurance adjuster has reviewed your insurance policy and the insurance estimate, they will issue a check for the amount of coverage you have.

You will then use this insurance claim check to pay the restoration contractor for the necessary repairs.

Why SERVPRO of Barrow County?

Today you learned the many reasons why it's essential to have a professional insurance estimate put together. But, out of all the reasons, the most important reason is that insurance companies trust the estimates that restoration contractors like SERVPRO of Barrow County put together.

When making a claim, you want to ensure that everything goes as smoothly as possible. Having a professional insurance estimate will help to ensure that your claim is processed quickly and without any issues.

SERVPRO of Barrow county is an insurance industry leader in fire, mold, and water damage restoration. We have the knowledge and expertise to provide an accurate insurance estimate covering all the necessary repairs.

As a preferred insurance vendor, we understand the importance of getting your home or business back to normal as soon as possible, and we will work diligently to get the job done right.

If you have any questions about insurance estimates or the insurance claims process, please feel free to contact SERVPRO of Barrow County. We are always happy to help!